Buy Now, Pay Later

First Choice Home Improvements has partnered with OurMoneyMarket so that you can access an affordable payment plan for your home improvement needs.

Get a decision in seconds

Apply Now

It won’t impact your credit score


Who is OurMoneyMarket?

OurMoneyMarket is a safe and simple payment plan solution so that you can obtain your home improvement today and pay it off over time. It offers fast, same-day, no-obligation, approvals, with payments made directly to First Choice Home Improvements so you don’t have to worry about a thing!


How OurMoneyMarket Works


Click ‘Apply Now’ and receive a decision in seconds


Once Approved, OurMoneyMarket pays the cost of your purchase directly to
First Choice Home Improvements for you


Repayments are conveniently scheduled in line with your income

Frequently Asked Questions

Who Can Apply?

Must be at least 18 years of age.

Must be an Australian permanent resident or valid visa holder.

Must receive employment income

Must be for consumer use only


How can I apply?

Click Apply Now and complete a 5-minute application.

Once approved and you accept the terms and conditions, OurMoneyMarket will pay First Choice Home Improvements on your behalf and notify you of payment.


What are the fees?

No fees to pay today

Once-off establishment fee that is added to the loan amount

No on-going monthly account fees

No processing fees

Please refer to your contract, terms and conditions for more information.


What interest rate will I pay?

Eligible applicants applying via First Choice Home Improvements can receive a special discount rate of 9.99% p.a. (Comparison Rate 10.79%, assuming a $10,000 loan over a 7-year term). For non-eligible applicant other fees or charges may apply.


Where can I learn more?

Visit us at:

Call us on: 1300 990 115

Email us at:


OurMoneyMarket Lending Pty Ltd ACN 605 231 669, Australian Credit License Number 488225
Credit is subject to OurMoneyMarket Lending’s standard terms and conditions and lending criteria.


A simple, flexible payment solution

Get a decision in seconds

Apply Now

It won’t impact your credit score